Why does a credit card firm upgrade your card to platinum status?

Length of time w/ the firm?


Speading habits?


FICO score?|||Be careful, many upgrades are no more than marketing gimmicks.





For example, they wanted to upgrade my Continental card to a platinum card with a higher annual fee. I politely declined.





Unless the new card is somehow better - lower interest rate, better perks, or higher limit, you are probably better off turning it down.





--%26gt;Adam|||Because you've improved your credit score and also improved your credit standing with that company, probably due to paying on time/paying off your card for a period of 24 months in a row or some time frame that the company uses.|||Just time and no payments.


I used a Gold Card once . Paid the bill. Then after about 6mnths They sent me a Platinum . The credit limit raised a Little. But the only difference was the color.


They also believe it gives the customer a little push to use their NEW credit card. Or flaunt it in front of all to see. The Platinum Card spending limit 100,000 dollars .WRONG


It can have as little as 3500 limit . Even though its a Platinum